Your reliable and convenient way to get paid for your freight bills now



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Freight Factoring is The Smart Solution To Cover Your Expenses and Manage Your Cash Flow.


Factoring is not a loan


We purchase your Freight Bills so you are not creating DEBT



Why FFS?

Are you sick of your factor nickel and diming you?

Did you have to sign contracts or get offered inflexible factor terms? Here at FFS you are treated as a member of our extended family. If you are not happy with our service, just tell us why and what we can do to change that. We do NOT have contracts, period!

You are free to leave us at any time, but we will literally do everything in our power to make and keep you happy, everything. We do not believe in nickel and diming and small print. Your trucking factoring terms are your terms, no extras no small print. No monthly minimums, no monthly fees. We are here to help you grow your trucking business and make your operation as hassle free as possible. Your success is our success. Contact us now to get a free no obligation quote!

No Contracts!  /  No Fees  /  Round-the-clock service  /  Lowest Rates  /  4 hour Funding



Discount Fuel Card

Our Fuel discount card is the best in the industry. Accepted at more than 10,000 locations (yes you read that correctly!).

Need some quick cash?

You have the ability to use this card as an ATM card and get cash against your advance, on the spot!

Need 24 Hour Service?

No problem, we’ve got that too! Vehicle reporting? yup. Smartphone app? of course. FFS Fuel card is the only card you need to maximize your convenience, cash flow and success!

Did we mention there is no monthly fee or minimum?

Fuel Advances

Got a load sheet from your Broker of choice?

We are able to fund you an advance to your fuel card within as little as an hour. With our 7-day funding options, we can even keep you funded on weekends! You can fill up on fuel, take out some spending cash or both. This is a great tool to keep your rig running on the road not sitting idle at the truck stuff.


Back-Office Solutions

FFS now is able to offer your company an end-to-end financial back-office solution. Whether you are a factor client or not, FFS is able to manage your entire back-office operation. We can provide custom solutions ranging form customer credit checks, invoicing your customers, receiving and posting your payments as they come in, paying bills and accounts receivable management. Contact us now for a free quote.


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How Freight Factoring Works

Sign up With FFS

Fast sign-up process

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A quick call with one of our experts means a quick quote will be on the way to you in no time. Fill out our easy and brief one-page application for same-day approval.

Send Us Invoices

Send FFS your invoice or BOL

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Send us your invoice by fax, email, mail or just take a quick pic with your smartphone or mobile device and upload it to our client website. No invoice? No problem. Send us your bill of lading and we’ve got you covered with full service back office solutions – zero hassles and total peace of mind is all yours.

Get Cash

Same-Day Fundings

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To receive a cash advance for fuel or due payment for a completed invoice, we verify the invoice details quickly so funds can reach your bank account or fuel card fast.



What is Freight Factoring and Invoice Factoring?
Invoice Factoring is the business finance and cash flow tool many companies use to provide cash when they need it, using their receivables (unpaid invoices) to do so. The concept of factoring is said to date back thousands of years and it is alive and well in modern day business. Since you invoice your customer and then have to wait 30 days or more to receive payment, it can put a drag on your cash flow, especially in the transportation industry. Using a company like Freight Factoring Specialists (FFS), you can convert these open invoices for cash in your account in a matter of hours instead of weeks! When you factor with us, you are selling your invoice to Freight Factoring Specialists at a small discount in exchange for the ability to receive cash that same very day.
How does it work?
Once you are set up in Freight factoring Specialists’ system, you will forward your approved customer’s Bill of Lading to us. In turn, we will buy that invoice from you by sending you the agreed upon amount based on the invoice total. FFS will then invoice your customer and collect payment on the invoice. No further action is required on your part. Send us your BOL and we send you cash, factoring for trucking companies is as simple as that!
How does factoring help my trucking business?
Factoring your invoice is a great tool, especially in the Transportation field. When you haul loads, your work is done, right? Unfortunately not! You then need to prepare an invoice and wait until your customer pays you. Then you need to enter that invoice, deposit the check and wait for it to clear. As you may know this process could be time consuming and take weeks to finish and get your money in your account where you need it.




Factoring makes it simple. For a small pre negotiated fee, all the back end work can be handled by FFS freeing you up to haul more loads. Factoring is the ideal cash flow solution.

Why would I use a Factoring Company?
Using a trucking factoring company like Freight Factoring Specialists, you are providing your business with the near instant cash flow you need to succeed. FFS does a lot of the heavy lifting back office work for you while giving you the cash you need to grow.
Sounds complicated, is it hard to setup?
Not at all!!! We will need some basic information from you to setup your account with FFS. Once approved and setup, you can start sending BOL’s right away and receive your factoring funds.
Is there a long-term commitment?

NO. Unlike many of our truck factoring competitors, we don’t require long-term commitments. We invest a lot of time and money setting up a new account so that you will stay with us for the long haul. Each account is like a family member to us and we want you to be 100% satisfied. In the very off chance that you are not, we are not here to hold you hostage. While it would be a tremendous failure on our part, if you are unhappy with our services you are free to go at any time. We sincerely hope this never happens and if you are unhappy with something, reach out to us. We will all bend over backwards for you. After all – Our customers are our best advertising.

Why should I use Freight Factoring Specialists for my factoring needs?
As you can tell from our name, we do one thing, and one thing only. We factor transportation invoices. We know truckers and trucking companies, that’s it! Our family owned and run office is here to serve you. We are easily reached both during regular business hours and after. Need a fuel advance for your load, on a Sunday? No problem give us a call, we are here ready and happy to serve our loyal customers.
Once I start, do I have to factor all of my invoices or can I pick?
No, you do not. However, all invoices for a particular vendor must be factored with us. In other words if you factor an invoice for customer “ABC trucking”, then all invoices from ABC must be factored. If you invoice other companies while you are always welcome to, you are not required to factor them.
Do you offer Invoice Discounting?
No. Invoice discounting is not generally available in the transportation industry, we only offer factoring.
Do you offer recourse or non-recourse factoring and can you explain the difference?
Yes, we offer recourse and non-recourse invoice factoring. The two types differ in one major component and that is, responsibility. In non-recourse factoring, you the customer have no responsibility to reimburse FFS for bad invoices, FFS is taking the credit and collection risk. In recourse factoring, you the customer would be responsible for reimbursing FFS for non-collectible invoices. Recourse factoring is usually a cheaper method of factoring.
Is Freight Factoring Specialists easy to get in touch with?
Our commitment to our customers knows no bounds! We know your schedules can be pretty crazy. We make ourselves available almost 24/7 by phone, fax, email and web chat to help you. We at Freight Factoring Specialists pride ourselves in long term customer relationships. Our goal is to be your single point of contact for maintaining and growing your company. At FFS we use the latest technology to help you get the most up to date service as possible. Need something? Ask and we will make it work. Our customers are our blood and our large referral base is proof that it works. When you, the customer, comes first, we all win!
Love it! Where do I start?

Easy. Contact one of our dedicated staff members waiting to work with you. Contact Us Today


Our clients love us

“Freight Factoring Specialists is more of a partner than a finance solution. They handle all of my back-office operation including invoicing, collections and most importantly, they help me manage risk by approving my customers and loads. I highly recommend FFS, I am very pleased to have them onboard with me!” Tim

Big T Hotshot

“FFS has helped improve my cash flow and solved my invoice and receivables nightmare!” Pedro

PTJ Trucking

“Michael and his team are always there for us They’ve helped us streamline our entire backoffice!” Rob

Express Logistics

“I was referred to FFS by a trucking buddy of mine. I was a bit skeptical at first, but the process was so easy and straightforward. Within a few hours I was all set up, and was able to start funding within a day. Very easy access to staff even at night and weekends.” Rick

724 Trucking

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If you have any questions about our products or something else, please email us or call us. We’ll get in touch with you as soon as possible.

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(813) 773-4000

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